Terms of Service

1. Acceptance of Terms

By accessing and using the website at fnolwise.com (the "Website"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website. These Terms apply to visitors who browse this Website; use of Fnolwise's claims intake automation software services by carrier and TPA clients is governed by separate written agreements.

2. Use of the Website

You may use our Website for lawful purposes only. You agree not to:

• Use the Website in any way that violates applicable laws or regulations
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any part of the Website or our systems
• Interfere with the proper working of the Website
• Engage in any conduct that restricts or inhibits others' use of the Website
• Use automated tools to scrape or collect data from the Website without our prior written consent

3. Intellectual Property

The Website and its original content, features, and functionality are owned by Fnolwise and are protected by copyright, trademark, and other applicable intellectual property laws. The Fnolwise name, logo, and product names are trademarks of Fnolwise. Third-party product names mentioned on this Website (including Guidewire, Duck Creek, Insurity, ISO ClaimSearch, ISO PolicyServices, Mitchell WorkCenter, Xactimate, and ACORD) are the property of their respective owners; their mention does not imply endorsement or affiliation beyond what is expressly stated.

4. Disclaimer of Warranties

The Website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Fnolwise does not warrant that:

• The Website will be uninterrupted or error-free
• Information on the Website is complete, accurate, or current
• The Website is free of viruses or other harmful components

Content on this Website describing software capabilities is provided for informational purposes only. Actual service capabilities and integration functionality are governed by written agreements between Fnolwise and its carrier and TPA clients.

5. Limitation of Liability

To the fullest extent permitted by applicable law, Fnolwise shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Website. In no event shall Fnolwise's total liability to you for all claims arising from your use of the Website exceed one hundred dollars ($100).

6. External Links

Our Website may contain links to third-party websites. These links are provided for your convenience only. Fnolwise has no control over the content of those websites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

7. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Changes to Terms

Fnolwise reserves the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Website after such changes constitutes your acknowledgment of the revised Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of this Website shall be subject to the exclusive jurisdiction of courts located in Hartford County, Connecticut.

10. Contact Us

If you have any questions about these Terms, please contact us at:

Fnolwise
280 Trumbull Street, Suite 1200
Hartford, CT 06103
Email: [email protected]
Phone: +1 (860) 451-6086